Heritage Capital on CNBC’s Worldwide Exchange
If you are up early, I will be on CNBC’s Worldwide Exchange at 5:50am on Wednesday, March 21.
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Date: March 21, 2012
How to Live Like a Millionaire
The lives of the “rich and famous” tend to be quite a bit different from the lives of the merely “rich.” In fact, studies show that being rich often results from a rather low-profile lifestyle. With that said, if you want to live the life of a millionaire, here’s your guide: Work hard. According to ”The Millionaire Next Door,” by Thomas Stanley and William Danko, 80% of the millionaires worked and saved to generate their wealth and 80% of them […]
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Date: March 19, 2012
Maximize Your FDIC Insurance
As of 2008, deposits in FDIC member banks are insured by the Federal Depository Insurance Corporation up to $250,000 per individual. Because an “individual” is defined in a number of different ways, your accounts can be insured well in excess of $250,000 at the same bank, if they are structured under different ownership forms and, if applicable, beneficiary designations. FDIC coverage is $250,000 for the total of all single accounts owned by the same person at the same insured bank. […]
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Date: March 15, 2012
Heritage Capital on FOX61’s CT Morning News
Tune in to FOX61’s Money Matters on Tuesday March 13 between 9am and 10am for my updated Top 5 Tips for Investors in 2012.
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Date: March 12, 2012
Top 9 Tips for the Successful Investor in 2012: BONUS Tip
BONUS TIP – Dividend paying stocks are NOT substitutes for bonds Over the years, investors’ attachment to dividends has swung from being the Holy Grail to the worst use of capital in the markets. And that typically depends on how well or poorly the stock market did the previous year or two. In the late 1990s, dividend investors were laughed at as “out of touch” and “very old school” while the dotcom mania was in full swing. Yet after a […]
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Date: March 6, 2012
Top 9 Tips for the Successful Investor in 2012: Tip #1
It’s amazing how powerful the turn of the calendar can be. New Year’s resolutions dominate the landscape with all of the weight loss programs and workout products at the top of the list. I’ve never been a huge “resolution” person, probably since there’s just too much I need to change and it’s a little overwhelming! But each year, I may pick one single project that needs to get done and is manageable. Last year, my office resolution was to become […]
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Date: March 3, 2012
Top 9 Tips for the Successful Investor in 2012: Tip #9
9 – Seek the help of a professional A recent Dalbar study revealed that from 1986 to 2005 the average investor earned 3.90% before taxes while the average stock mutual fund made 9.30% and the S&P 500 grew by 11.90%. Individual investors are emotional by nature and have a bad habit of buying near peaks and selling near bottoms, exactly the opposite of what they should be doing! If that sounds familiar to you, it’s time to seek qualified help. […]
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Date: February 26, 2012
Top 9 Tips for the Successful Investor in 2012: Tip #8
8 – Prepare for higher taxes No matter who is to blame (it’s really irrelevant at this point), the Great Recession and subsequent government bailouts, programs and stimuli are resulting in trillion dollar plus budget deficits as far as the eye can see. To correct this, the government can cut spending and shrink government and/or raise taxes. In all likelihood, there will be a combination of both which should result in continued subpar growth with rolling bouts of weakness as […]
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Date: February 24, 2012
Top 9 Tips for the Successful Investor in 2012: Tip #7
7 – Residential real estate begins the stabilization process. It’s no secret that the real estate bubble has burst and many areas of the country are left in ruins. It was no secret in 2008 that the energy bubble burst. And it was certainly no secret that the dotcom bubble burst 10 years ago. The problem is that it was only apparent to the masses after the initial collapse occurred! The chart below can be applied to any bubble or […]
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Date: February 22, 2012
Top 9 Tips for the Successful Investor in 2012: Tip #6
6 – “I’m from the government and I am here to help!” Those were Ronald Reagan’s nine most terrifying words. Not a new worry, but the biggest risk to the financial markets and economic recovery is politicians running even more amuck, especially with the hugely important election this year here and others around the globe. Before long, all of the talk will turn to the two presidential candidates, Barack Obama and likely Mitt Romney with their dizzying array of media […]
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Date: February 20, 2012
