Heritage Capital’s Conservative Investment Strategies
An investment portfolio with Conservative objectives is characterized by substantial risk aversion. Minimizing volatility is a clear priority over growth. A Conservative portfolio may be appropriate for persons with a relatively short time horizon (under 5 years), with a need for more predictable income or, notwithstanding a longer time horizon, with a high sensitivity to short-term volatility. Over time portfolios with a Conservative objective can be expected to produce low average total returns on investment but have relatively low volatility. Investors with a Conservative objective are willing to sacrifice substantial return potential for long-term capital preservation.
High Yield Bond Program
Heritage Capital’s High Yield Bond Program employs an intermediate-term momentum model that buys and sells appropriate high yield and floating rate bond mutual funds. Our goal is to participate in the high yield bond market with lower risk and less exposure to interest rates. Strict stop loss protection is a key element of this strategy to keep drawdowns at a minimum. The High Yield Bond Program offers capital appreciation, capital preservation and dividends without the typical bond risk from rising interest rates.
High Yield Bond Plus Program
Heritage Capital’s High Yield Bond Plus Program employs a short-term momentum model that buys and sells appropriate high yield bond exchange traded funds. Our goal is to participate in the high yield bond market with lower risk and less exposure to interest rates. Strict stop loss protection is a key element of this strategy to keep drawdowns on the modest side. The High Yield Bond Plus Program offers capital appreciation, capital preservation and dividends without the typical bond risk from rising interest rates.
Emerging Markets Bond Program
Heritage Capital’s Emerging Markets Bond Program employs a short-term momentum model that buys and sells appropriate emerging markets / sovereign debt exchange traded funds. Our goal is to participate in the emerging markets bond market with lower risk and less exposure to interest rates and currency exchange rates. Strict stop loss protection is a key element of this strategy to keep drawdowns on the modest side. The Emerging Markets Bond Program offers capital appreciation, capital preservation and dividends without the typical bond risk from rising interest rates and fluctuating currency exchange rates.
Past performance is not indicative of future returns. All investment approaches have the potential for loss as well as gain.
