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Category: Personal Finance

A High Net-Worth Financial Planning Tip: 6 Times to Revisit Your Budget

Few things are more personal than your budget. Among other things, a budget is an attempt to impose order upon an unpredictable future. Your budget should reflect your priorities and your financial circumstances, both of which can shift over time. Affluent, high net worth professionals have many opportunities for setting, achieving and revising goals that are sensitive to dynamic changes – whether it’s responding to unanticipated events or fulfilling a long-held dream. Given the central role your budget plays in […]   Read More
Date: February 8, 2021

Do You Really Need a Financial Advisor? Investing Mistake #1: Not Considering Inflation!

As a financial advisor in Woodbridge, CT, as well as the founder and president of Heritage Capital, I see some of the same dangerous mistakes made by DIYers (and sometimes bad financial advisors) when putting together a financial plan. It is not properly factoring in the detriments of inflation. Inflation is a general rise in prices over time, which reduces your purchasing power. In other words, it cuts your standard of living. It’s been tame for years, but don’t be […]   Read More

New Year’s Resolutions: Using What We Learned From 2020 (And 1986)

The year 2020 will not soon be forgotten. For some, the market created significant new wealth. But for many folks, the year was terrible in terms of health and finances. Even so, it’s an ill wind that blows no good, so we would do well to pay attention to the year’s hard-learned lessons. Perhaps the best way to do this is to apply some new wisdom to our 2021 New Year’s resolutions. Another year worth studying is 1986, leading up […]   Read More

How to Tell a Good Financial Advisor from a Bad One

Using a bad financial advisor is worse than having none at all, for they can destroy your wealth and jeopardize your financial future. On the other hand, you can significantly benefit from the recommendations given by a good financial advisor. For this reason, when finding a professional financial advisor to work with, it’s important to know what to look for. While their title might be the same, financial advisors are not created equal. As a fee-only fiduciary financial advisor in […]   Read More

Heritage Capital Launches New Website

Heritage Capital is pleased to announce the launch of our new and improved website! The new site went live on June 10. The fresh look and feel make it easier to find information, read about timely and important topics and contact us when you have a question. If you haven’t had a chance to check it out yet, please do. The easy-to-access navigation gives a clearer message of who we are, what it’s like to work with us and how […]   Read More
Date: June 15, 2020