7 Retirement Dos and Don’ts for High-Net-Worth Individuals
We at Heritage Capital assist high-net-worth individuals in navigating the increasingly complex issues of retirement. Whether crafting a multigenerational wealth strategy or aligning investments with retirement goals, we tailor our services to fit your special needs. Our goal is to help you pursue financial independence while preserving and growing your wealth. Our team, led by Paul Schatz, holder of the Accredited Investment Fiduciary (AIF®) Designation, is dedicated to providing you with the best strategies for retirement planning. Based in Woodbridge, […]
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Date: January 13, 2025
Creating a Sustainable Retirement Lifestyle
Retirement should be a time to enjoy the rewards of your hard work, but one question often on the minds of most retirees: Will my money last? For many retirees, the ultimate goal is creating a lifestyle that balances comfort and financial security without unnecessary stress. Yet, the financial world is unpredictable. Market volatility and rising costs disrupt even the best-laid plans. That’s why building a sustainable retirement lifestyle is vital. It’s not just about saving enough—it’s about managing your […]
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Date: December 23, 2024
Inflation-Proofing Your Retirement Portfolio
Inflation has been a major topic of discussion in the last few years. The rising cost of living is more than an inconvenience—it’s a threat to financial security, especially in retirement. Groceries, utilities, and healthcare costs have steadily increased each year. You’re not alone in worries about inflation eroding your savings and making it harder to meet expenses without depleting your nest egg. The good news? There are strategies you can use to help mitigate inflation’s impact on your retirement […]
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Date: December 9, 2024
Mastering Retirement With Advanced Planning Strategies for Affluent Investors
Retirement planning for high-net-worth individuals presents unique challenges. With substantial portfolios and complex tax considerations, the stakes are high, and the need for precise planning is paramount. For over 30 years, Heritage Capital has provided Connecticut financial planning services, helping affluent individuals retire confidently. Through active investment management and comprehensive planning, we help manage risks so our clients enjoy a successful retirement, no matter what the markets or life bring. This guide is a proactive approach to managing market uncertainties […]
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Date: October 28, 2024
Connecticut Retirement Planning: Active Management vs. Traditional Strategies
Like many Connecticut retirees, are you worried about how rising inflation, market volatility, and higher taxes will affect your financial security? With geopolitical issues, uncertainty over the U.S. presidential elections, and potential changes in economic and tax policies, anxiety about retirement savings is higher than ever. Many are rethinking their traditional “set it and forget it” investment strategy due to all the unpredictability. Traditional investment approaches may work when the stock market is going up, but they often lack the […]
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Date: July 22, 2024
Avoid These 4 Retirement Planning Mistakes When Funding College
Paying for your child’s (or grandchildren’s) college expenses can significantly strain any family’s finances. With rising tuition fees and escalating living expenses, the financial burden of college education is becoming increasingly challenging to manage. As a high-net-worth individual, the dilemma is balancing the desire to provide a quality education for your family along with having a comfortable retirement. Failing to strike the proper balance can easily lead to higher debt, reduced savings, postponed retirement, or a dramatic reduction in your […]
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Date: May 20, 2024
Retirement Strategy: Winning with a Defensive Investment Plan
Market fluctuations can often make you feel like you’re at the mercy of Wall Street, but it doesn’t have to be that way. Unless you have a crystal ball (mine broke 50 years ago), you can’t accurately predict every little market swing (for sure, Wall Street cannot) during periods of market volatility. You should be reminding yourself to focus on “controlling the controllables.” In other words, concentrate on aspects of your wealth you can manage, like making smart, data-driven decisions […]
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Date: April 29, 2024
Top Retirement Questions Answered By Fiduciary Financial Advisors
When you think about retirement, what comes to mind? Most people think about pleasant images of relaxation, activities (golf, pickleball), travel, and spending more time with family and friends. Ideally, your early retirement years can be very enjoyable, but you should also be preparing for your mid and late-retirement years when your lifestyle begins to change. Plus, you can be retired for 30 or more years, so the earlier you start planning, the better. Running out of money late in […]
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Date: March 25, 2024
Will Your Nest Egg Survive Retirement? Answers For Your Top Concerns!
Back in the day, it was standard practice to work until 65 and, in theory, be relegated to a rocking chair or recliner for the remainder of your years. The good news is that retirement today differs significantly from what it used to be for our parents and grandparents. In modern times, retirement takes on a whole new meaning as people are much more healthy and active and want to experience more of what life offers once they stop working […]
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Date: February 26, 2024
Today’s Millionaires: Exploring What “High Net Worth” Really Means
Many individuals and families we provide wealth management services do not consider themselves rich or categorized as “high-net-worth” when they should be. So, what does it really mean to be a high-net-worth individual? In today’s blog, we’ll examine what it means to be a high-net-worth individual and explore how far $1 million will last during your retirement years. As an independent, accredited investment fiduciary in New Haven, CT, we specialize in helping high-net-worth individuals create sophisticated retirement plans that set […]
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Date: February 12, 2024
