Investing in Volatile Markets: Heritage Capital Addresses Concerns
Market volatility is constant, yet it’s common for investors to forget during strong bull markets. We all got a reminder in 2020. With a new year upon us, investors are now asking: What if another 2020 happens? How do long-term investors prepare for volatility? As founder and president of Heritage Capital, I’ve been helping investors since 1988. Volatility fluctuates over time, providing opportunities and challenges for investors who tend to feel more uncertain during highly volatile markets. It is like […]
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Date: January 4, 2021
Are You Part of this Retirement Statistic?
I read recently that only 40 percent of Americans have calculated how much they need to save for retirement. That statistic is shocking! Knowing how much to save now can seem mysterious, but it really shouldn’t be. How do you reach a goal if you don’t know what to do to get there? This is a fundamental step for any goal, but retirement may be the most important one you have. Living comfortably when you no longer receive a paycheck […]
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Date: November 2, 2020
How to Retire Without Your Spouse: Investment Strategies for the Divorced or Widowed
Divorce has become increasingly common in the United States over the past few decades, and roughly 25 percent of people 65 or older are widowed. Despite this, however, approximately two-thirds of married couples don’t have a financial plan set up in the case of divorce or widowhood. What happens if you do become divorced or widowed either when retirement is imminent or once you’re retired? Are there investment strategies that can help in either scenario? In our more than 30 […]
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Date: September 14, 2020
Common Questions About a SEP IRA
Your standard IRAs and 401(k)s hog a lot of the attention when it comes to defined contribution retirement plans. While these can be terrific vehicles for creating a long-term nest egg, we don’t want to discount another effective option, the SEP IRA. At Heritage Capital, we’re often asked about the SEP IRA, which can be a low-cost alternative to other employee retirement plans. Can I convert a SEP IRA to a Roth IRA? Can I roll a SEP IRA into […]
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Date: August 17, 2020
Taxes, Retirement and Your Investment Strategies
In response to the economic hardship caused by COVID-19, the federal government extended this year’s tax-filing deadline from April 15 to July 15. The state of Connecticut also extended the deadline to match the new date. While this obviously gave Americans more time to file and pay any amount owed to Uncle Sam, this extension of the tax-filing deadline offers a number of other financial benefits – if you use it to your advantage. There are many long-term and short-term […]
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Date: August 3, 2020
Squawk Box at 6:30am
I am going to be on CNBC’s Squawk Box at 6:30am on Wednesday discussing the market’s recent surge to new highs along with some areas of concern and which sectors may be poised for more gains. And no, I do not believe the bear market in Apple is over. It recently hit my second downside target at $400 and is bouncing as it should. More weakness should await the one time darling on it way to $300.
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Date: May 7, 2013
Will the Country Even Function on January 1?
The latest Street$marts has been posted! http://www.investfortomorrow.com/newsletter/CurrentStreet$marts20121221.pdf
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Date: December 24, 2012
Santa Claus Rally
If Santa Claus should fail to call, bears may come to Broad and Wall. That’s an old stock market adage indicating that if we do not see the traditional Santa Claus rally over the final five trading days of the year, the potential for a bear market or major decline increases in the New Year. The final five days clocks at the close on the 21st, coinciding with the end of the world according to the Mayans. There is also […]
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Date: December 19, 2012
Bulls Turn Tide
After Friday’s reversal from early losses on the “news” regarding the Fiscal Cliff, the bulls put on an ole fashioned stampede today with more than 90% of the volume on the upside and almost 90% of all stocks closing higher. The market opened up and ran that way straight to the close, turning the short-term trend in favor of the bulls. For the time being, the bulls have the ball and given the Thanksgiving holiday, they are supposed to keep […]
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Date: November 20, 2012
Obama Victory, Market Sell Off
Congratulations to President Barack Obama and all of the politicians who were elected by the American people last night. In the end, although my candidate did not win, Democracy was and is always the big winner. As you know, I hardly ever use the word “hope” when discussing investing, but in this case, I do hope we somehow see congress and the president at least genuinely attempt to work together on a bipartisan basis. I don’t know a single person who […]
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Date: November 7, 2012
