Mastering Retirement With Advanced Planning Strategies for Affluent Investors
Retirement planning for high-net-worth individuals presents unique challenges. With substantial portfolios and complex tax considerations, the stakes are high, and the need for precise planning is paramount. For over 30 years, Heritage Capital has provided Connecticut financial planning services, helping affluent individuals retire confidently. Through active investment management and comprehensive planning, we help manage risks so our clients enjoy a successful retirement, no matter what the markets or life bring. This guide is a proactive approach to managing market uncertainties […]
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Date: October 28, 2024
Connecticut Retirement Planning: Active Management vs. Traditional Strategies
Like many Connecticut retirees, are you worried about how rising inflation, market volatility, and higher taxes will affect your financial security? With geopolitical issues, uncertainty over the U.S. presidential elections, and potential changes in economic and tax policies, anxiety about retirement savings is higher than ever. Many are rethinking their traditional “set it and forget it” investment strategy due to all the unpredictability. Traditional investment approaches may work when the stock market is going up, but they often lack the […]
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Date: July 22, 2024
Retirement Amid 2024 Uncertainties: Planning Ahead with Confidence
2024 could be very challenging, with the potential for a recession during an election year. In other words, several uncertainties could increase market volatility. This uncertainty is compounded if you plan to retire in 2024 or recently retire. You may have a lot of questions or concerns about the future and what you can do to minimize certain risks: Should I retire in 2024? Have I saved enough for 30 years of retirement? How will market volatility affect my plans? […]
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Date: September 25, 2023
Dreaming of Retirement? Here’s What $3 Million Can Get You
Let’s say you’ve tucked away $3 million for your retirement years in Hartford or New Haven, Connecticut. It might sound like a large amount, but in today’s world of economic uncertainty, inflation, and rising longevity, it’s important to know the real purchasing power of your savings. In this blog, we’ll explore how viable it is to retire with $3 million in savings and how you can effectively manage these assets with comprehensive retirement planning. Let’s dive in. 1. Retirement Spending […]
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Date: September 18, 2023
Festive Lights & Financial Planners in Connecticut
The holidays are supposed to be a time for cheer and relaxation, but for many affluent investors, they can also be a time of stress. Between trying to find the perfect gifts and spending time with family, it can be hard to focus on your financial life in general, much less your investments. That’s where wealth management comes in: The right professional can help you relax more—by taking care of your investments for you. While you recharge, mentally and physically, […]
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Date: December 13, 2022
We’re Afraid of Running Out of Money During Retirement
Many Americans might not go completely broke in retirement, but the fear of running out is real, especially when financial markets fall. According to a February 2021 research report by the National Institute on Retirement Security, 56 percent of respondents said they are concerned about achieving a financially secure retirement. The good news is that the right financial professional can help ease your fears by showing you how to make your money last longer. In this article, I share some […]
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Date: June 3, 2022
Inflation is Here: How to Protect Your Retirement
Working with a registered investment advisor in CT, can help alleviate a rise in blood pressure caused by the recent rise in inflation. While retirees are likely to be some of the most affected, an investment advisor can help you prepare with a retirement strategy that accounts for any crisis often resulting in inflammatory periods. Before you can make an informed plan on how to protect your retirement, you need to understand what causes inflation to rise, what you might […]
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Date: March 7, 2022
The One Mistake Jack Made that Ruined his Retirement
They say we learn from our mistakes, but when it comes to retirement, the lesson may come too late to be of any value! With that in mind, here’s an opportunity to learn from someone else’s – a cautionary tale about the importance of a second opinion and switching financial advisors. An investor, who I’ll call “Jack,” was a mid-level manager at a large Fortune 500 company. He liked his company but admitted that it didn’t offer much advice on […]
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Date: November 29, 2021
